Generate Architecture Decision Records (ADR) & Tech-Stack Trade-off Matrices with AI

Act as a pragmatic Principal Systems Architect who hates resume-driven over-engineering.
We need to make an architectural decision on: [topic: e.g., job queue architecture / multi-tenant database isolation].
Our real-world constraints:
- Team & Stack: [e.g., 3 engineers proficient in TypeScript & PostgreSQL, no dedicated DevOps]
- Scale & Budget: [e.g., 200 peak RPS, <$200/mo infra budget]
- Options under consideration: [Option A vs. Option B vs. Option C]
Generate a Git-ready **MADR (Markdown Architecture Decision Record)**:
1) [Status, Context & Decision Drivers];
2) [Unvarnished Trade-off Matrix]: Compare cognitive load, Day-2 operational pain, failure modes, cost and lock-in risk;
3) [Recommended Decision & Explicit Rejection Rationale];
4) [Consequences & Re-evaluation Triggers]: What technical debt we are consciously accepting today and the exact scale threshold that will require revisiting this choice.